Our Terms and Conditions of Business

Our Terms and Conditions of Business


You will be a client of JBP Solicitors, which is regulated by the Solicitors Regulation Authority (SRA). The detailed professional rules applicable to those who are regulated by the SRA are contained in the “SRA Standards and Regulations” which you can access through their website https://www.sra.org.uk/solicitors/standards-regulations/

Our goal is to provide clear and effective legal services to you, and it is important for us to explain exactly what we will do for you and how we will do it. Please read the following Terms & Conditions carefully to ensure you understand them, as they form part of our contract with you.


Our offices are open from 9.00am to 5.00pm weekdays except Bank Holidays. The switchboard deals with incoming calls during this time on the days when our offices are open. Outside hours, our telephone may either be answered by an answering machine on which you can leave a message, or possibly a member of staff working late or at the weekend, with whom a message may be left.


You should contact us by telephone or email to make an appointment with a caseworker. We ask that you do not come to our offices in person without a pre-arranged appointment as there may not be a member of staff available to see you. Our telephone number is 01733346184, our email address in info@jbpsolicitors.co.uk.

    1. 4.1.We have discussed with you the level of service that is appropriate to your case and with which we will provide you.
    1. 4.2.It is important that you bear in mind that the level of service to be provided will have a   direct impact on the costs of your case. This may affect our ability to pursue your case or the amount you have to pay, as we have discussed.
  • We will provide you with regular updates as to the progress on your matter.
  • We will communicate with you in plain language.
  • We will explain to you the legal work required as your matter progresses.
  • We will update you on the cost of your matter at least six monthly.
  • We will update you on whether the likely outcomes still justify the likely costs and risks associated with your matter whenever there is a material change in circumstances.
  • We will update you on the likely timescales for each stage of this matter and any important changes in those estimates.
  • We will continue to review whether there are alternative methods by which your matter can be funded.
  • We must always act in your best interests, subject to our duty to the Court.
  • We must review your matter regularly and advise you of any circumstances and risks of which we are aware or consider to be reasonably foreseeable that could affect the outcome of your matter.
  • We must advise you of any relevant changes in the law and give you our best advice.
  • We must give you the best information possible about the likely costs of your case if you are a private paying client.
  • JBP Solicitors are committed to equality and diversity in all aspects of our work. We have an Equality and Diversity Policy, which states our values, commitments and aims. A copy is available on request. We would be happy to hear if you have any comments on our policy or our performance in line with it.
  • You must provide us with clear, timely and accurate instructions to enable us to do our work properly.
  • You must provide all documentation required to complete the transaction in a timely manner and safeguard any documents that are likely to be required for disclosure.
  • You must not ask us to work in an improper or unreasonable way.
  • You must not deliberately mislead us.
  • You must co-operate with us to enable us to progress your case.
  • Unless we have made alternative arrangements, you must attend any [medical] expert’s appointments and Court Hearings.
  • Legal Aid clients only: You may pay a lump sum from your assets or make monthly payment to the Legal Aid Agency if you have kept or gained money or property from the case.  This is called a Statutory Charge. You may need to repay your Legal Aid costs to the LAA after the case ends.
  • You must also let us know if you are subject to a bankruptcy order of a bankruptcy petition has been presented by or against you or you are subject to any other form of insolvency process.

Unless you advise us to the contrary, we will assume that we have your authority to take all steps that we consider reasonable in the conduct of your matter and incur other expenses (known as ‘disbursements’ e.g. Fees paid to the Court, Land Registry or Expert Witness). We shall of course inform you in advance if unusual or high expenses are to be incurred.

  1. CHARGES AND EXPENSES: (Private Paying Clients only)
    1. 8.1.In general we operate a fixed fee arrangement with our clients, this means that you will pay a fee at the beginning of your matter which will cover all work required from us. Your caseworker will explain to you what is covered by the fee you have paid. Our fixed fees do not cover disbursements however, such as application costs, court fees, barrister fees, interpreter fees, Expert Witness fees etc. Your caseworker will be able to estimate the disbursements you will need to pay at the beginning of your matter, but please bear in mind that whereas some disbursements will be fixed (for example; court fees, application fees etc.), others will vary depending on the service being provided (for example; Expert Witness fees, interpreter fees etc.) and it may not be possible for us to give you an accurate figure until the process is complete, but we will certainly try to give you an estimated cost. You should also bear in mind that sometimes, as your case progresses disbursements may increase, we will of course make you aware of all extra costs before they occur, but again, we may not be able to give you an accurate figure until the process has concluded.
    1. 8.2.Your caseworker will make arrangements with you to pay our fees and any disbursements, and may give you a payment deadline. We do strive to be flexible when it comes to clients paying our fees, however, when we are dealing with third party disbursements we have no control over any deadlines they may impose for payment, and we would ask you to pay in advance for known disbursements before making any payments to third parties on your behalf (see ‘Payment on Account’ section below). Your caseworker will be able to discuss any issues relating to fees and disbursements with you.
    1. 8.3.In some matters we will charge for the time we spend on your case, this includes if you withdraw instructions part way through a fixed fee matter where we have not completed all work agreed as part of our fixed fee arrangement with you, in cases such as this we will calculate the time we have spent on your matter and bill/refund you appropriately.
    1. 8.4.Time spent on your affairs will include meeting with you and all the other necessary things required to progress your case, these may include; time spent travelling, considering, preparing and working on papers, correspondence, and making and receiving telephone calls.
    1. The current hourly rates of our solicitors and fee earners unless otherwise agreed, are as follows: –

Director:  £220.00

Other Solicitors: £180.00

Trainee Solicitors: £150.00

Others:                 By agreement

    1. 8.6.Routine letters that we write, and routine telephone calls that we make and receive will be charged at 10% of the hourly rate of the fee earner acting for you. For example, if a senior solicitor is working on your file at a rate of £180.00 per hour and writes a routine letter, the charge for this will be £18.00. Long letters (exceeding one A4 page) and long telephone calls will be charged on a time basis at 50% of the hourly rate. For example, if a senior solicitor working at a rate of £180.00 per hour spends an hour writing a long letter on your behalf, the fee for writing this letter will be £90.00. Routine letters received will be charged at 3 minutes per item. If your instructions mean that we have to work outside normal office hours, we reserve the right to increase the level of the hourly rates. You will be notified in writing of any increased rate. File opening is charged at £25.00. The minimum charge on any matter is £60.00.
    1. The charge rates are reviewed from time to time to take account of changes in our overhead costs and we will notify you in writing of any increased rate. Please also note that the amount of costs which you will have to pay may be greater than the amount you can recover from another party to the case.
    1. In addition to the time spent, we may take into account a number of factors, which include complexity of the issues, the speed at which action must be taken, the expertise or specialist knowledge which the case requires and, if appropriate, the value of the property or subject matter involved. You will be charged for the time that a Senior Solicitor or the Supervisor/Director spends considering or amending and finalising the work prepared by the other members of staff but it will still be cheaper for you than if the Senior Solicitor/Supervisor/Director did absolutely everything themselves on your case. Based on the information currently available, we expect these factors to be adequately covered by the hourly rates set out above. The rates maybe higher if, for example, the matter becomes more complex than expected; we will notify and provide you with further clarifications.
    1. There may be certain other expenses (‘disbursements’), including payments we make on your behalf, such as Court/Tribunal Fees, Medical Report Fees, Inquiry Agents charges and Barristers fees, which you will have to pay. VAT is payable on certain expenses. There are other minor disbursements such as bank charges, land registry fees, courier delivery, travel costs, and large quantities of photocopying, facsimile or e-mail transmissions (sent or received), and archiving. We will ask you to pay these on account (i.e. before we incur them), which is normal practice. All disbursements will be shown separately on your Bill of Costs.
    1. 8.10.We will inform you if any unforeseen additional work becomes necessary (for example, due to unexpected difficulties or if your requirements or the circumstances significantly change during the course of the matter). We will also inform you of estimated costs in writing before any extra charges or expenses are incurred.
    1. 8.11.Payment on Account: – It is normal practice to ask clients to pay sums of money from time to time on account of the charges and expenses which are expected in the following months or weeks. This helps to avoid delay in the progress of their case.
    1. 8.12.Interest: JBP Solicitors will pay you interest on the money you pay to us on account of costs and expenses until  it is used unless it is a relatively small amount or is used within a short time of receipt.
    1. 9.1.Where you are paying an hourly rate and/or have made a payment arrangement with us we will send you an interim bill for our charges and expenses at intervals of six months at least, while the work is in progress. This enables you to budget as the matter progresses. The bills we send out while we are still working on your case are not an exact costing of the full amount due. They do broadly cover some or most of the work done but the full cost is calculated at the end of your case. We will send a final bill after completion of the work.
    1. 9.2.When we send you a bill, the amount you have to pay will be transferred from our client account in your name to our “office” account which holds our own funds. If your account remains in credit the balance stays on our client account in your name. If there is not enough money to pay an expanse or our bill, we will ask you to pay the balance promptly and we may also ask you to pay a further amount to be held on our client account in your name.
    1. Payment is due to us within 14 days of our sending you a final bill. We will charge you interest on the bill at 4% above the base rate of Lloyd’s Bank from the date on which payment of our bill is due, if you do not pay our bill within this time. Interest will be charged on a daily basis.
    1. We understand that sometimes it is easier for people to pay bills than at other times. If you have difficulty in paying for the work as we do it, please speak to the person who is dealing with your case straight away. You should tell us if your financial circumstances change and we will do our best to develop the right payment plan for you. We cannot work for free but we will try to assist you.
    1. Many people have legal expenses insurance and you should check your mortgage, housing/contents insurance, even car insurance to see if you have it. If you have insurance, you are entitled to choose your own solicitor.
    1. You may also be able to get funding from your (or your partner’s) Trade Union or the Equality & Human Rights Commission for cases involving employment/discrimination issues.
    1. A conditional fee agreement allows a solicitor to offer what is called a “no win, no fee” arrangement when taking on new cases. In other words, the solicitor can offer the client a fee structure which means that while they will receive a success fee if they win the case, if their case should be unsuccessful then no fee will be charged. However, solicitors make the decision on taking on such cases based on several factors. These can include their experience, either as an individual or as a firm, in dealing with similar cases. Another factor is the likely duration of the case. Obviously, the longer a case drags on, the more expensive it is for all concerned and a solicitor will normally prefer cases that are less time-consuming. The other main factor that a solicitor will take on board when deciding on whether to offer a client a conditional fee agreement is the chance of winning the case. If your case is successful, then your lawyer’s costs will normally be paid by the other side, and this will include a “success fee” for your solicitors. However, it is important to understand that if you are not successful you may be required to pay part or all of the costs, not just of your lawyers, but potentially also of the other side’s legal team. It should be noted that not all firms offer Conditional Fee Agreements and they are not applicable to certain types of cases (e.g. family proceedings, immigration matters, and most criminal proceedings).

10.4.   We have discussed methods of financing the costs of the case, including private funding and legal aid. Please ask us if you need further information in this regard.


A “lien” means the right to hold someone else’s property as security for a debt. If you do not pay our bills, JBP Solicitors may have the right to hold on to your paperwork as security for the outstanding costs. This also applies if you decide to change solicitors where there are costs outstanding. In practice, JBP Solicitors will release your papers to your new solicitor if a satisfactory undertaking as to the unpaid costs is given.

    1. 12.1. You have a right to know how much you are likely to have to pay JBP Solicitors and should never feel uncomfortable about asking. We hope you will understand why it is often difficult for us to give precise estimates of how much part or all of your case will cost or how long it will take. If you ever want to know anything about costs, all you need to do is ask us.
    1. 12.2.If you are unhappy about the amount of costs you are asked to pay, please ask the person dealing with your case. JBP Solicitors also has our own complaints procedure and if you remain dissatisfied, in certain circumstances, you may ask the Law Society or the Court to assess whether or not the costs we have asked you to pay are reasonable. Please ask if you would like further details of these procedures.
    1. 13.1.Just as we will do our best to achieve the most favourable outcome for you, we will try to ensure that as much of your own legal costs as possible are paid by the other side (please remember this will not be applicable to all matters). In the civil court, such as the County Court or High Court, the general rule is that if you win, the other side will have to pay your costs. However, the other party may not be ordered to pay all your charges and expenses or these may not be recovered from them in full; if this happens, you will still have to pay the balance of our charges and expenses. If the other party is legally aided, you may not get back any of your charges and expenses even if you win the case.
    1. 13.2.If you are successful and the court orders the other party to pay some or all of your charges and expenses, interest can be claimed on them from the other party from the date of the court order. We will account to you for such interest to the extent that you have paid our charges or expense on account, but we are entitled to the rest of that interest.
    1. 13.3.You will also be responsible for paying the charges and expenses of seeking to recover any charges and expenses that the court orders the other party to pay.
    1. 13.4.In some circumstances, the court may order you to pay the other party’s legal charges and expenses; for example, if you lose the case. The money would be payable in addition to our charges and expenses. We will discuss with you whether our charges and expenses and your liability for another party’s charges and expenses may be covered by insurance, and if not, whether it would be advisable for you to have insurance to meet the other party’s charges and expenses.

14.1    Unless expressly agreed to the contrary, the scope of this firm’s work for you will not include tax, investment, or other financial advice.

14.2    The Law Society is a designated professional body for the purposes of the Financial Services and Markets Act 2000, but responsibility for regulation and complaints handling has been separated from the Law Society’s representative functions.  While the Solicitors Regulation Authority is the independent regulatory body of the Law Society, the Legal Ombudsman is the independent complaints handling body of the Solicitors Regulation Authority.

14.3.    During the matter, if you need advice on investments, as we are not authorised by the Financial Conduct Authority, we may refer you to someone who is so authorised to provide any necessary advice.  However we can provide certain limited services in relation to investments, provided they are closely linked with the legal services we are providing to you, as we are regulated by the Solicitors Regulation Authority.  If you have any problem with the service we have provided for you, please let us know.  We will try to resolve any problem quickly, and we operate an internal complaints handling system to resolve the problem between ourselves.  If for any reason we are unable to resolve the problem between us, then we are regulated by the Solicitors Regulation Authority, and complaints and redress mechanisms are provided through the Solicitors Regulation Authority and the Legal Ombudsman.

14.4     We are not authorised by the Financial Conduct Authority.  However, we are included on the register maintained by the Financial Conduct Authority so that we can carry on insurance mediation activity, which is broadly the advising on, selling and administration of insurance contracts.  This part of our business, including arrangements for complaints or redress if something goes wrong, is regulated by the Solicitors Regulation Authority.  The register can be accessed via the Financial Conduct Authority website at www.fsa.gov.uk/register

14.5 In the event of our recommending an insurance policy (for example for defective title) we confirm:

  • That the market would be researched before any recommendation is made, and
  • That we would provide a “demands and needs” statement based on the information provided by you, along with reasons for recommending a policy.

14.6   Any money that we hold on your behalf will be placed in a bank in accordance with the Solicitors Accounts Rules.  We cannot accept any liability to repay money lost through a banking collapse or failure.

14.7.  In the event we make a claim under the Financial Services Compensation Scheme (FSCS) in respect of client money on their behalf following the collapse of a deposit-taking institution, we will, subject to their consent, give certain client information to the FSCS to help them identify clients and any amounts to which they are entitled.

14.8.   However, you should be aware that:

  • the £85,000 FSCS limit applies to the individual client, and so if they hold other personal monies themselves in the same deposit-taking institution as our client account, the limit remains £85,000 in total;
  • If a corporate body client is not considered a small company by FSCS, then they will not be eligible for compensation;
  • Some deposit-taking institutions have several brands, i.e. where the same institution is trading under different names. Therefore, you should check either with your deposit-taking institution, the FCA or a financial adviser for more information.
  • Identity evidence:
  • The law requires solicitors to get evidence of the identity of their clients and sometimes people related to them in order to satisfy that they are who they claim to be and to confirm their address. This is because solicitors who deal with money and property on behalf of their client can be used by criminals wanting to launder money.
  • To comply with the law, we need to get evidence of your identity as soon as possible. Our practice is to require production of a current passport or photo card driving licence. We need the original evidence of identity. We will obtain a copy for retention and return the originals to you.
  • If you have not already provided and cannot provide us with the specific identification requested, please contact us as soon as possible to discuss other ways to verify your identity. If you fail to provide us with satisfactory evidence of identity, we would have to decline to act for you or cease acting for you.
    1. 15.2. Disclosure Obligations:
  • We are professionally and legally obliged to keep your affairs confidential. However, solicitors may be required by statute to make a disclosure to the National Crime Agency where they know or suspect that a transaction may involve money laundering, terrorist financing or a “criminal property” (e.g. proceeds of tax evasion or benefits fraud). The requirement for us to make this report would override the normal rule of client confidentiality. If we make a disclosure in relation to your matter, we may not be able to tell you that a disclosure has been made. We may have to stop working on your matter for a period of time and may not be able to tell you why.
    1. 15.3. Financial arrangements with clients:
  • Our practice’s policy is to only accept cash up to £1000.
  • If you try to avoid this policy by depositing cash directly with our bank, we may decide to charge you for any additional checks we decide are necessary to prove the source of the funds.
  • Where we have to pay money to you, it will not be paid in cash and only be paid by cheque or bank transfer. It will not be paid to a third party unless the circumstances are fully explained to our satisfaction.
    1. Generally speaking, the law says that the information you give to your solicitor for the purpose of obtaining legal advice or because you are involved in litigation is confidential. Your solicitor may not disclose it to anyone, even members of your family, without your permission. This duty to preserve your confidential information applies both to individual and institutional clients of the firm.

16.2. However, it is important that you are aware that there are some exceptions to this:

If you have insurance to cover your legal costs, we will also have to provide information to other third parties, such as this firm’s professional indemnity insurers, bank, financiers and other finance houses.

    1. 16.3. If you have any concerns about confidentiality, please let us know.

17.1. External firms or organisations may conduct audit or quality checks on our practice. For example, where a matter is publicly funded by the Legal Aid Agency, your file may be seen by the staff from the Legal Aid Agency as part of their assessment of the quality of this firm’s work. Additionally, the firm is required to maintain the quality standard set by the Law Society, Solicitors Regulation Authority and other Quality Mark Accreditation providers such as Lexcel. As a result of this, we are or may become subject to periodic checks by outside assessors unless otherwise stated by you. By signing this form, or not objecting to the contents therein, you agree to us disclosing information on your file to the authorities bodies advised in this document.

17.2. These external firms or organisations are required to maintain confidentiality in relation to your files.


18.1 All information that we hold concerning you as an individual will be held and processed by the firm subject to your instructions, in accordance with the provisions of the Data Protection Act 2018 and the General Data Protection Regulations (‘GDPR’), and our duty of confidentiality. Such personal data will be primarily used by the firm for the provision of legal services to you and for related purposes including:

  • Updating and enhancing client records;
  • Analysis to help us manage our practice;
  • Statutory returns;
  • Legal and regulatory compliance.

18.2 We will not, without your consent, supply your name and addresses to any third party except where:

i)  such transfer is a necessary part of the legal services that we undertake (e.g. to expert witnesses and other professional advisers);

ii)  the transfer is necessary to comply with the reasonable requirements of a third party who is funding your case; or

iii) we are required to do so by operation of law.

  18.3. As an individual, you have a right under the Data Protection Act 2018 and the GDPR   

           2018, to obtain information from us, including a description of the data that we hold on   

            you. Should you have any queries concerning this right, please contact our Data

            Protection Officer, Theresa Okogwa.

18.4 A copy of our firm’s Data Protection Polity is available on request.

    1. In the unlikely event that we make a mistake in any matter, we confirm that the firm has insurance cover approved by the Solicitors Regulation Authority up to a limit of £3 million per claim.  The firm does not accept liability for any claim to the extent that it exceeds this amount.  If you believe that your matter may involve a potential liability over £3 million, please inform us in writing, so that we can obtain a quotation for “top up” cover.
    2. We will not be liable for any consequential, special, indirect or exemplary damages, costs or losses, or any damages, costs or losses attributable to lost profits or opportunities.
    3. We can only limit our liability to the extent the law allows. In particular, we cannot limit our liability for death or personal injury caused by our negligence.
    4. Please ask if you would like us to explain any of the terms above.
    5. 18.5.Provision of Service Regulations 2009:

We comply with the above regulation by displaying the required details of our Professional Indemnity Insurance in each of our offices.


Sometimes we ask other companies or people to do [typing/photocopying/other work] on our files to ensure this is done promptly. We will always seek a confidentiality agreement with these outsourced providers. If you do not want your file to be outsourced, please tell us as soon as possible.


21.1 You may end your instructions to us in writing at any time, but we can keep all your papers and documents while there is money owed to us for our fees and expenses.

21.2 We may decide to stop acting for you only with good reason, for example, if you do not pay an interim bill or comply with our request for a payment on account. We must give you reasonable notice that we will stop acting for you.

21.3 If you or we decide that we should stop acting for you, you will pay our charges up until that point. These are calculated on an hourly basis plus expenses (and if we are acting under a fixed-fee agreement, by proportion of the agreed fee) as set out in these terms and conditions.


22.1 After completing the work, we will keep our file of your papers (except for any of your papers that you ask to be returned to you) for such a period as we deem appropriate in our absolute discretion, which is not exceeding 6 years. We keep the file on the understanding that we have the authority to destroy it six years after the date of the final bill we send you for this matter. We will not destroy documents you ask us to deposit in safe custody.

22.2 If we take papers or documents out of storage in relation to continuing or new instructions to act for you, we will not normally charge for such retrieval. However we may charge you both for:

  • time spent producing stored papers that are requested
  • reading, correspondence or other work necessary to comply with your instructions in relation to the retrieved papers.

23.1 All solicitors must attempt to resolve problems that may arise with their services. It is therefore important that you immediately raise any concerns you may have with us. We value you and would not wish to think you have reason to be unhappy with us.

    1. We are committed to and confident of providing a high quality service in all respects. If, however, you have any queries or concerns about our work for you or about our bill, please raise them in the first instance with fee earner who is dealing with your matter by telephone, fax or post. We have a procedure in place which details how we handle complaints which could be obtained by contacting Claude Tene who is this firm’s client care compliant officer. We have eight weeks to consider your complaint.
    2. 23.3. If we have not resolved it within this time you may complain to the Legal Ombudsman. If you are not satisfied with our handling of your complaint you can ask the Legal Ombudsman at PO Box 6806 Wolverhampton WV1 9WJ, by telephone No. 0300 555 0333 or by email: enquiries@legalombudsman.org.uk  to consider the complaint. The Legal Ombudsman’s website is at: www.legalombudsman.org.uk.

Normally, you will need to bring a complaint to the Legal Ombudsman on the expiry of 8 weeks of you brining your complaint to us or within six months of receiving a final written response from us about your complaint. However, there are also exceptions when you can bring your complain earlier or later to the Legal Ombudsman which are detailed on the Legal Ombudsman website.

23.4 If your complaint is about your bill, you can apply for an assessment of the bill under Part III of the Solicitors Act 1974. The Legal Ombudsman cannot consider a complaint about the bill if you have applied to the Court for assessment of the bill. We may be able to charge interest on all or part of an unpaid bill.

23.5 Any concerns about our commitment to equality and diversity will be dealt with in line with our Equality and Diversity Policy, a copy of which is available on request.

Please see our complaints procedure for further information on how we handle complaints.

  1. 23.AGREEMENT:
    1. 23.3.Based on the information we have at this stage, we have considered whether the likely outcome of your case justifies the expense risk involved, including the risk of having to bear the opponent’s costs. Having made the necessary considerations, we are advising you to proceed with the case. It is possible that the situation will change, for example if we receive documents from the opponent that are not helpful to your case. We will advise you if this happen.
    2. 23.4.Your continuing instructions in this matter will amount to your acceptance of these terms and conditions of business. Even so, we are sending two copies of this letter. One is for you to keep. Please sign and return other one to us.  Unless we hear from you within seven days of the date of the letter accompanying these notes, we shall assume that our Terms and Conditions are acceptable to you and continue to work on your case. Please note that, once you have entered into this Agreement your right to challenge the terms including the hourly rates set out in these Terms and Conditions will be restricted.
leslyicdigitalOur Terms and Conditions of Business